Where do TFS Financial's ratios come from?

Every ratio is computed from TFS Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

TFS Financial TFSL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	28.3%+2.0pp	26.3%+1.6pp	24.7%-0.9pp	25.6%-2.6pp
Returns
Return on equity	4.8%+0.6pp	4.2%+0.2pp	4%-0.2pp	4.2%-0.6pp
Return on assets	0.5%+0.1pp	0.5%0.0pp	0.5%0.0pp	0.5%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.6×+0.2×	0.5×-0.3×	0.7×-0.5×	1.2×-0.2×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×-0.1×	0.1×0.0×
Per Share
Book value per share	$6.77+1.5%	$6.67-3.6%	$6.92+4.5%	$6.62+6.4%
Valuation
Market capitalization	$3.7B+3.3%	$3.58B+9.1%	$3.28B-10.0%	$3.65B-31.8%
Enterprise value	$4.48B+12.9%	$3.97B-6.5%	$4.25B-23.0%	$5.52B-24.7%
Price / earnings	40.7×-4.3×	45×+1.4×	43.6×-5.3×	48.9×-17.1×
Price / sales	11.5×-0.3×	11.8×+1.0×	10.8×-1.8×	12.5×-6.1×
Price / book	2×0.0×	1.9×+0.2×	1.7×-0.3×	2×-1.1×
EV / sales	14×+0.8×	13.1×-0.8×	13.9×-5.0×	19×-6.6×
Earnings yield	2.5%+0.2pp	2.2%-0.1pp	2.3%+0.2pp	2%+0.5pp
Dividend yield	1.6%0.0pp	1.6%-0.1pp	1.8%+0.2pp	1.6%+0.5pp
PEG ratio	2.8×-5.0×	7.8×-39.7×	47.5×—	——

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Questions, answered.

Where do TFS Financial's ratios come from?: Every ratio is computed from TFS Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.