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First Financial Corporation THFF Debt issuance costs and discount amortization

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Other financials

Income statement

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Revenue$68.2M+9.1%
Net income$19.8M+7.6%
EPS (diluted)$1.67+7.7%

Balance sheet

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Total debt$7.4M-2.7%
Total equity$655.3M+14.6%
Total assets$6.1B+10.4%

Cash flow

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Operating cash flow$22.6M+7.4%
CapEx$687.0K+21.4%
Free cash flow$21.9M+7.0%

Valuation

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Market cap$920.91M+43.1%
P/E11.4×+1.0×
P/S3.4×+0.8×

Profitability

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Net margin30.1%+6.5pp
FCF margin32.8%+5.6pp

Returns & leverage

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Return on equity13.1%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by First Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDebtDiscountPremium.

The official record: First Financial Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Financial Corporation's debt issuance costs and discount amortization?
First Financial Corporation (THFF) reported debt issuance costs and discount amortization of $790K in Q1 2026.
How has First Financial Corporation's debt issuance costs and discount amortization changed year-over-year?
First Financial Corporation's debt issuance costs and discount amortization decreased by 24.8% year-over-year, from $1.05M to $790K.
What is the long-term trend for First Financial Corporation's debt issuance costs and discount amortization?
Over 4 years (2021 to 2025), First Financial Corporation's debt issuance costs and discount amortization has grown at a -17.5% compound annual growth rate (CAGR), from $8.43M to $3.9M.
What does debt issuance costs and discount amortization mean?
This represents the non-cash periodic amortization of debt issuance costs and original issue discounts associated with the company's long-term liabilities. It reflects the gradual recognition of financing costs over the life of the debt instruments, impacting net income without affecting cash flow. Investors monitor this to understand the true effective interest expense incurred by the firm.