Where do The Hanover Insurance Group's ratios come from?

Every ratio is computed from The Hanover Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	10.8%+3.8pp	10%+3.2pp	9.7%+3.8pp	8.7%+4.2pp	7%+4.3pp
EBITDA margin	14.6%—	13.8%—	——	——	——
Free cash flow margin	18.7%+6.3pp	17.7%+5.0pp	15.4%+4.5pp	13.2%+4.9pp	12.4%+5.9pp
Returns
Return on equity	21.8%+6.0pp	20.7%+4.6pp	20%+5.4pp	19.3%+7.9pp	15.8%+9.1pp
Return on assets	4.5%+1.6pp	4.1%+1.3pp	3.9%+1.5pp	3.6%+1.8pp	2.9%+1.8pp
Return on invested capital	19.9%+4.1pp	20.9%+5.0pp	19.5%+4.9pp	18%+6.8pp	15.8%+9.4pp
Efficiency
Asset turnover	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×
Leverage
Debt-to-equity	0.2×0.0×	0.3×+0.1×	0.4×+0.1×	0.2×-0.1×	0.3×-0.1×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0×0.0×	0.1×0.0×
Net debt / EBITDA	0.6×—	0.1×—	——	——	——
Interest coverage	21.5×+2.4×	21.2×+3.2×	23.2×+7.0×	22.5×+10.2×	19.1×+12.0×
Per Share
Book value per share	$99.45+19.6%	$97.85+25.3%	$94.13+19.4%	$88.12+25.3%	$83.18+19.7%
Valuation
Market capitalization	$6.1B-2.7%	$6.5B+16.7%	$6.5B+21.8%	$6.07B+35.1%	$6.27B+28.6%
Enterprise value	$6.7B-0.6%	$6.6B+11.4%	$6.86B+20.6%	$6.61B+33.8%	$6.74B+24.9%
Price / earnings	8.5×-5.8×	9.8×-3.3×	10.3×-4.3×	10.9×-5.6×	14.3×-15.7×
Price / sales	0.9×-0.1×	1×+0.1×	1×+0.1×	0.9×+0.2×	1×+0.2×
Price / book	1.7×-0.4×	1.8×-0.1×	1.9×0.0×	1.9×+0.1×	2.1×+0.1×
EV / EBITDA	6.9×—	7.2×—	——	——	——
EV / sales	1×-0.1×	1×+0.1×	1.1×+0.1×	1×+0.2×	1.1×+0.2×
Free cash flow yield	20.5%+8.1pp	18%+3.7pp	15.5%+2.8pp	13.9%+2.7pp	12.4%+4.4pp
Earnings yield	11.8%+4.8pp	10.2%+2.5pp	9.7%+2.9pp	9.2%+3.1pp	7%+3.7pp
Dividend yield	2.2%+0.1pp	2%-0.2pp	2%-0.3pp	2.1%-0.6pp	2%-0.4pp
PEG ratio	0.1×0.0×	0.2×+0.2×	0.1×—	0.1×—	0.1×—

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Where do The Hanover Insurance Group's ratios come from?: Every ratio is computed from The Hanover Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.