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FY'25FY'24FY'23FY'22
Profitability
Net margin10%+3.2pp6.8%+6.2pp0.6%
Returns
Return on equity20.7%+4.6pp16.1%+14.6pp1.5%
Return on invested capital20.9%+5.0pp15.9%+12.9pp3%
Efficiency
Asset turnover0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Leverage
Debt-to-equity0.3×+0.1×0.3×0.0×0.3×0.0×0.3×+0.1×
Net debt / EBITDA0.1×4.2×
Per Share
Book value per share$97.85+25.3%$78.07+14.3%$68.30+5.7%$64.65-25.0%
Valuation
Market capitalization$6.5B+16.7%$5.57B+28.2%$4.35B-9.6%$4.81B+3.4%
Price / earnings9.8×-3.3×13.1×-110×123.1×
Price / sales+0.1×0.9×+0.2×0.7×-0.2×0.9×0.0×
Price / book1.8×-0.1×+0.2×1.8×-0.3×2.1×+0.6×
EV / EBITDA7.2×42.8×
Dividend yield2%-0.2pp2.2%-0.5pp2.7%+0.4pp2.3%+0.1pp

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Questions, answered.

Where do The Hanover Insurance Group's ratios come from?
Every ratio is computed from The Hanover Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.