Operating Expenses
Provision for Credit Losses
T-Mobile US Provision for Credit Losses increased by 27.2% to $337.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.7%, from $299.00M to $337.00M. Over 3 years (FY 2021 to FY 2024), Provision for Credit Losses shows an upward trend with a 29.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2017
Last reportedQ4 2025
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
Detailed definition
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Peer comparison
Standard for all lenders and credit card issuers.
Metric ID:
is_provision_for_credit_lossesHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $72.00M | $105.00M | $217.00M | $177.00M | $311.00M | $239.00M | $203.00M | $262.00M | $213.00M | $228.00M | $261.00M | $282.00M | $255.00M | $299.00M | $319.00M | $324.00M | $265.00M | $337.00M |
| QoQ Change | — | +45.8% | +106.7% | -18.4% | +75.7% | -23.2% | -15.1% | +29.1% | -18.7% | +7.0% | +14.5% | +8.0% | -9.6% | +17.3% | +6.7% | +1.6% | -18.2% | +27.2% |
| YoY Change | — | — | — | — | +331.9% | +127.6% | -6.5% | +48.0% | -31.5% | -4.6% | +28.6% | +7.6% | +19.7% | +31.1% | +22.2% | +14.9% | +3.9% | +12.7% |
Range$72.00M – $337.00M
CAGR+43.8%
Avg YoY Growth+43.3%
Median YoY Growth+17.3%
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is T-Mobile US's provision for credit losses?
- T-Mobile US (TMUS) reported provision for credit losses of $337.00M in Q3 2025.
- How has T-Mobile US's provision for credit losses changed year-over-year?
- T-Mobile US's provision for credit losses increased by 12.7% year-over-year, from $299.00M to $337.00M.
- What is the long-term trend for T-Mobile US's provision for credit losses?
- Over 3 years (2021 to 2024), T-Mobile US's provision for credit losses has grown at a 29.9% compound annual growth rate (CAGR), from $527.00M to $1.16B.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from unpaid loans.