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Toast TOST Change in customer funds obligations, net

Change in customer funds obligations, net at other companies

Intuit logo
IntuitINTU
-$776.75M+9.6%
Mercado Libre logo
Mercado LibreMELI
$585M+909%
Global Payments logo
Global PaymentsGPN
-$18.45M+68.4%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$1.09B-22.8%
PayPal Holdings, Inc. logo
PayPal Holdings, Inc.PYPL
$1.09B-22.8%
SS&C Technologies logo
SS&C TechnologiesSSNC
-$470.2M-139%

Other financials

Income statement

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Revenue$1.6B+21.9%
Gross profit$447.0M+29.2%
Operating income$110.0M+156%
Net income$126.0M+125%
EPS (diluted)$0.20+122%

Balance sheet

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Cash & equivalents$1.4B+12.2%
Total debt$17.0M-22.7%
Total equity$2.0B+18.9%
Total assets$3.1B+20.7%

Cash flow

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Operating cash flow$132.0M+67.1%
CapEx$17.0M+70.0%
Free cash flow$115.0M+66.7%

Valuation

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Market cap$14.3B-18.1%
Enterprise value$12.91B-20.3%
P/E34.7×-75.9×
P/S2.2×-1.1×

Profitability

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Gross margin26.3%+1.6pp
Operating margin5.6%+3.4pp
Net margin6.4%+3.4pp
FCF margin10.1%+2.3pp

Returns & leverage

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Return on equity22.5%+11.5pp
Debt / equity0.0×
Current ratio2.4×-0.1×

Where this comes from

Reported directly by Toast in its filing.

Tagged under the XBRL concept tost:ProceedsPaymentsFromCustomerFundObligations.

The official record: Toast’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Toast's change in customer funds obligations, net?
Toast (TOST) reported change in customer funds obligations, net of $82M in Q1 2026.
How has Toast's change in customer funds obligations, net changed year-over-year?
Toast's change in customer funds obligations, net increased by 28.1% year-over-year, from $64M to $82M.
What does change in customer funds obligations, net mean?
Net cash flow related to holding and settling customer funds.
How do you interpret change in customer funds obligations, net?
Fluctuations reflect the scale and velocity of payment processing volume; it is generally a pass-through activity.
How does change in customer funds obligations, net compare across companies?
Specific to fintech and payment processing companies that act as intermediaries for transaction settlements.