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Trustco Bank Corp TRST Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Bank of AmericaBAC
$200M+135%
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Community Trust BancorpCTBI
-$539K+7.7%
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Capital City Bank GroupCCBG
-$792K+30.8%
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Trico BancsharesTCBK
-$234K+41.8%
SBC
Seacoast Banking Corporation of FloridaSBCF
$4.51M+458%
Financial Institutions logo
Financial InstitutionsFISI
$2M+108%

Other financials

Income statement

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Revenue$49.5M+9.3%
Net income$16.3M+14.1%
EPS (diluted)$0.91+21.3%

Balance sheet

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Cash & equivalents$768.1M+1.6%
Total debt$148.9M+23.4%
Total equity$670.9M-2.5%
Total assets$6.5B+2.7%

Cash flow

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Operating cash flow$11.8M+823%
CapEx$1.6M-64.0%
Free cash flow$10.2M+412%

Valuation

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Market cap$941.72M+60.6%
Enterprise value$322.46M-756%
P/E14.9×+3.4×
P/S4.9×+1.6×

Profitability

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Net margin32.9%+3.9pp
FCF margin30.8%+7.0pp

Returns & leverage

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Return on equity9.3%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments?
Trustco Bank Corp (TRST) reported accretion (amortization) of discounts and premiums, investments of -$179K in Q1 2026.
How has Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments increased by 29.8% year-over-year, from -$255K to -$179K.
What is the long-term trend for Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Trustco Bank Corp's accretion (amortization) of discounts and premiums, investments has grown at a -31.2% compound annual growth rate (CAGR), from -$3.96M to -$884K.
What does accretion (amortization) of discounts and premiums, investments mean?
Represents the periodic adjustment to the carrying value of investment securities to account for the difference between the purchase price and the par value. This non-cash adjustment aligns the effective yield of the investment portfolio with market interest rates over time.