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Pioneer Bancorp, Inc. PBFS Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Trustco Bank Corp logo
Trustco Bank CorpTRST
-$179K+29.8%
First Bancorp logo
First BancorpFNLC
-$115K+9.4%
Citizens & Northern logo
Citizens & NorthernCZNC
-$331K+8.1%
Home Bancorp logo
Home BancorpHBCP
$58K+207%
John Marshall Bancorp logo
John Marshall BancorpJMSB
$69K+40.8%
Capital City Bank Group logo
Capital City Bank GroupCCBG
-$792K+30.8%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments?
Pioneer Bancorp, Inc. (PBFS) reported accretion (amortization) of discounts and premiums, investments of $814K in Q1 2026.
How has Pioneer Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
Pioneer Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments decreased by 31.4% year-over-year, from $1.19M to $814K.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the periodic adjustment to the carrying value of investment securities purchased at a price different from their face value. It reconciles the difference between the purchase price and the maturity value over the life of the security, impacting interest income recognition.