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First Bancorp FNLC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Camden National logo
Camden NationalCAC
-$262K-5.6%
Home Bancorp logo
Home BancorpHBCP
$58K+207%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$814K-31.4%
Midland States Bancorp logo
Midland States BancorpMSBI
$4.39M+52.5%
First Financial Bancorp logo
First Financial BancorpFFBC
$1.15M+257%
Financial Institutions logo
Financial InstitutionsFISI
$2M+108%

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's accretion (amortization) of discounts and premiums, investments?
First Bancorp (FNLC) reported accretion (amortization) of discounts and premiums, investments of -$115K in Q1 2026.
How has First Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
First Bancorp's accretion (amortization) of discounts and premiums, investments increased by 9.4% year-over-year, from -$127K to -$115K.
What is the long-term trend for First Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 3 years (2021 to 2025), First Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -37.7% compound annual growth rate (CAGR), from -$2.35M to -$568K.
What does accretion (amortization) of discounts and premiums, investments mean?
This captures the non-cash adjustment to interest income resulting from the amortization of premiums or the accretion of discounts on investment securities purchased at prices different from their par value. It reflects the systematic adjustment of the investment portfolio's yield toward the effective interest rate over the life of the securities.