TransUnion TRU Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Operating margin | 17.9%-0.8pp | 18.7%+0.2pp | 18.6%+0.8pp | 17.8%-0.2pp | 17.9%+2.0pp | |
| Net margin | 14.9%+5.0pp | 10%+0.5pp | 9.5%+0.5pp | 9%+0.4pp | 8.6%+1.8pp | |
| EBITDA margin | 30.4%-0.9pp | 31.3%0.0pp | 31.3%+0.8pp | 30.4%-0.2pp | 30.7%+1.9pp | |
| Free cash flow margin | 14.7%+0.3pp | 14.5%+1.5pp | 13%+1.6pp | 11.4%-0.6pp | 12%-0.4pp | |
| Returns | ||||||
| Return on equity | 15.4%+4.9pp | 10.5%+0.8pp | 9.7%+0.6pp | 9.1%+0.4pp | 8.7%+1.8pp | |
| Return on assets | 6.1%+2.0pp | 4.1%+0.3pp | 3.8%+0.3pp | 3.5%+0.2pp | 3.3%+0.8pp | |
| Return on invested capital | 9.1%+2.0pp | 7.2%+0.5pp | 6.7%+0.3pp | 6.3%+0.2pp | 6.2%+0.5pp | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Liquidity | ||||||
| Current ratio | 1.9×+0.2× | 1.7×-0.3× | 2×0.0× | 2×0.0× | 2×+0.3× | |
| Quick ratio | 1.9×+0.2× | 1.7×-0.3× | 2×0.0× | 2×0.0× | 2×+0.3× | |
| Cash ratio | 0.7×0.0× | 0.7×0.0× | 0.8×0.0× | 0.7×0.0× | 0.7×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 1.2×0.0× | 1.2×0.0× | 1.1×0.0× | 1.1×0.0× | 1.2×-0.1× | |
| Debt-to-assets | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Net debt / EBITDA | 3.4×+0.4× | 3×-0.2× | 3.2×-0.2× | 3.4×-0.1× | 3.5×-0.3× | |
| Interest coverage | 3.5×-0.1× | 3.6×+0.1× | 3.5×+0.3× | 3.2×+0.2× | 3×+0.5× | |
| Per Share | ||||||
| Book value per share | $24.44+8.2% | $22.58-0.5% | $22.68-1.0% | $22.92+3.1% | $22.23+3.7% | |
| Valuation | ||||||
| Market capitalization | $13.35B-19.8% | $16.65B+2.0% | $16.32B-6.9% | $17.52B+8.2% | $16.19B-10.4% | |
| Enterprise value | $18.24B-12.9% | $20.96B+1.2% | $20.71B-5.8% | $21.99B+6.1% | $20.74B-8.2% | |
| Price / earnings | 18.9×-17.6× | 36.6×-2.3× | 38.8×-5.9× | 44.7×— | —— | |
| Price / sales | 2.8×-0.8× | 3.6×0.0× | 3.7×-0.3× | 4×+0.2× | 3.8×-0.5× | |
| Price / book | 2.8×-0.9× | 3.8×+0.1× | 3.6×-0.2× | 3.9×+0.2× | 3.7×-0.6× | |
| EV / EBITDA | 12.7×-1.9× | 14.6×-0.3× | 14.9×-1.7× | 16.6×+0.7× | 15.9×-2.9× | |
| EV / sales | 3.9×-0.7× | 4.6×-0.1× | 4.7×-0.4× | 5×+0.2× | 4.9×-0.5× | |
| Free cash flow yield | 5.2%+1.2pp | 4%+0.4pp | 3.5%+0.7pp | 2.8%-0.3pp | 3.1%+0.3pp | |
| Earnings yield | 5.3%+2.5pp | 2.7%+0.2pp | 2.6%+0.3pp | 2.2%0.0pp | 2.3%+0.7pp | |
| Dividend yield | 0.7%+0.2pp | 0.5%0.0pp | 0.5%+0.1pp | 0.5%0.0pp | 0.5%+0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are TransUnion's profit margins?
- TransUnion (TRU) runs a 59.8% gross margin and a 17.9% operating margin, with a 14.9% net margin.
- Where do TransUnion's ratios come from?
- Every ratio is computed from TransUnion's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
