Products & Services · Discount (Net of Reinsurance)

Property Liability And Casualty Insurance — Discount (Net of Reinsurance)

The Travelers Companies Property Liability And Casualty Insurance — Discount (Net of Reinsurance) decreased by 3.1% to $996.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $1.03B to $996.00M.

Analysis

StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Changes in this metric reflect both shifts in the underlying reserve duration and changes in the company's reinsurance strategy regarding long-tail liabilities.

Detailed definition

This metric quantifies the total discount applied to unpaid claim reserves, adjusted for the portion of those reserves c...

Peer comparison

Commonly found in the notes to financial statements for insurers that discount specific long-tail liability reserves.

Metric ID: trv_segment_property_casualty_discount_net_of_reinsurance

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$1.09B$1.07B$1.05B$1.03B$996.00M
QoQ Change-1.6%-2.3%-1.9%-3.1%
YoY Change-1.6%-2.3%-1.9%-3.1%
Range$996.00M$1.09B
CAGR-8.7%
Avg YoY Growth-2.3%
Median YoY Growth-2.1%
Current Streak4+ quarters decline

Frequently Asked Questions

What is The Travelers Companies's property liability and casualty insurance — discount (net of reinsurance)?
The Travelers Companies (TRV) reported property liability and casualty insurance — discount (net of reinsurance) of $996.00M in Q4 2025.
How has The Travelers Companies's property liability and casualty insurance — discount (net of reinsurance) changed year-over-year?
The Travelers Companies's property liability and casualty insurance — discount (net of reinsurance) decreased by 3.1% year-over-year, from $1.03B to $996.00M.
What does property liability and casualty insurance — discount (net of reinsurance) mean?
The net amount of discount applied to claim reserves after accounting for reinsurance coverage.