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The Travelers Companies TRV Property Liability And Casualty Insurance — Discount (Net of Reinsurance)

Other product segments

General Liability
$121M-2.4%
Other Insurance Contracts
$5M+25.0%
Accident And Health Insurance Excluding Workers Compensation
$0
Automobile
$0
Other Including Impacts Of Retroactive Reinsurance
$0
Structured Settlement Annuity
$0
Unallocated Loss Adjustment Expense Reserve
$0

Similar metrics at other companies

Everest Group logo
EGCasualty Insurance — Liabilities for unpaid claims and claim adjustment expenses, net of reinsurance
2,064,500,000,000%
American International Group logo
AIGNet loss reserve discount
$1.27B+9.8%
Berkshire Hathaway logo
BRK.AProperty And Casualty Insurance And Reinsurance Excluding Retroactive Reinsurance — Liability For Unpaid Claims And Claims Adjustment Expense Net
$117.28B+4.4%
Cincinnati Financial logo
CINFProperty and Casualty Insurance — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$11.48B+13.0%
The Hartford Financial Services Group logo
HIGProperty and Casualty Insurance Subsidiaries — Amount of discount
$317M-4.8%
Horace Mann Educators logo
HMNProperty & Casualty — Liability for Unpaid Claims and Claims Adjustment Expense, Net
$305.4M-4.1%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

See full
Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersDiscountDeductedFromReservesNetOfReinsurance.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's property liability and casualty insurance — discount (net of reinsurance)?
The Travelers Companies (TRV) reported property liability and casualty insurance — discount (net of reinsurance) of $996M in Q4 2025.
How has The Travelers Companies's property liability and casualty insurance — discount (net of reinsurance) changed year-over-year?
The Travelers Companies's property liability and casualty insurance — discount (net of reinsurance) decreased by 3.1% year-over-year, from $1.03B to $996M.
What does property liability and casualty insurance — discount (net of reinsurance) mean?
This metric quantifies the total discount applied to unpaid claim reserves, adjusted for the portion of those reserves ceded to reinsurers. It reflects the net impact of discounting on the company's retained liability obligations.