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Timberland Bancorp TSBK Allowance For Credit Loss, Expense (Reversal)

Allowance For Credit Loss, Expense (Reversal) at other companies

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$0-100%
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$8.08M+70.1%
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$16.55M-24.4%
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Other financials

Income statement

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Revenue$21.1M+5.8%
Net income$7.1M+5.6%
EPS (diluted)$0.90+5.9%

Balance sheet

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Cash & equivalents$294.7M+54.1%
Total debt$2.9M+106%
Total equity$271.1M+7.4%
Total assets$2.0B+5.9%

Cash flow

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Operating cash flow$6.7M-45.6%
CapEx$473.0K+140%
Free cash flow$6.2M-48.6%

Valuation

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Market cap$345.45M+43.6%
Enterprise value$53.71M+5.9%
P/E11.2×+1.9×
P/S+0.9×

Profitability

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Net margin36%+2.8pp
FCF margin36.9%+8.5pp

Returns & leverage

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Return on equity11.8%+1.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Timberland Bancorp in its filing.

Tagged under the XBRL concept tsbk:AllowanceForCreditLossExpenseReversal.

The official record: Timberland Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Timberland Bancorp's allowance for credit loss, expense (reversal)?
Timberland Bancorp (TSBK) reported allowance for credit loss, expense (reversal) of $523K in Q1 2026.
How has Timberland Bancorp's allowance for credit loss, expense (reversal) changed year-over-year?
Timberland Bancorp's allowance for credit loss, expense (reversal) increased by 112.6% year-over-year, from $246K to $523K.
What is the long-term trend for Timberland Bancorp's allowance for credit loss, expense (reversal)?
Over 2 years (2023 to 2025), Timberland Bancorp's allowance for credit loss, expense (reversal) has grown at a -33.8% compound annual growth rate (CAGR), from $2.13M to $934K.
What does allowance for credit loss, expense (reversal) mean?
This represents the provision expense or reversal recorded to maintain the allowance for credit losses at a level deemed adequate to cover estimated losses in the loan portfolio. It is a critical measure of management's assessment of credit risk and the expected performance of the loan book. An increase in expense reflects higher anticipated defaults, while a reversal indicates improved credit outlook.