Skip to content
OpenCapital
Get started

United Bancorp UBCP Borrowings at Fair Value

Borrowings at Fair Value at other companies

Shore Bancshares logo
Shore BancsharesSHBI
$58.78M+33.4%
Consumer Portfolio Services logo
Consumer Portfolio ServicesCPSS
$27.51M-0.1%
Coastal Financial logo
Coastal FinancialCCB
$44.48M+0.3%
Unity Bancorp logo
Unity BancorpUNTY
$10.31M0.0%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$37.27M-45.9%
TFI
Triumph FinancialTFIN
$69.93M+0.3%

Other financials

Income statement

See full
Revenue$721.0K—
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

See full
Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

See full
Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

See full
Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×—

Profitability

See full
Net margin33.1%—
FCF margin31.5%—

Returns & leverage

See full
Return on equity12.1%+0.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bancorp's borrowings at fair value.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Bancorp's borrowings at fair value?
United Bancorp (UBCP) reported borrowings at fair value of $23.92M in Q1 2026.
How has United Bancorp's borrowings at fair value changed year-over-year?
United Bancorp's borrowings at fair value increased by 0.3% year-over-year, from $23.86M to $23.92M.
What is the long-term trend for United Bancorp's borrowings at fair value?
Over 5 years (2020 to 2025), United Bancorp's borrowings at fair value has grown at a 0.3% compound annual growth rate (CAGR), from $23.6M to $23.91M.
What does borrowings at fair value mean?
This represents debt obligations that the bank has elected to measure at fair value, reflecting current market conditions rather than historical cost. This classification is often used to align the accounting treatment of liabilities with the related assets they fund. It provides transparency into the market-based cost of the bank's funding sources.