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Unity Bancorp UNTY Borrowings at Fair Value

Borrowings at Fair Value at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$4.5B+8.1%
Midland States Bancorp logo
Midland States BancorpMSBI
$27.02M-65.2%
Citizens & Northern logo
Citizens & NorthernCZNC
$24.98M+0.5%
West Bancorporation logo
West BancorporationWTBA
$80.22M+0.3%
Greene County Bancorp logo
Greene County BancorpGCBC
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH

Other financials

Income statement

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Revenue$33.6M+14.5%
Net income$14.3M+23.2%
EPS (diluted)$1.40+23.9%

Balance sheet

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Cash & equivalents$229.2M+8.3%
Total debt$5.0M+4.2%
Total equity$358.1M+17.0%
Total assets$3.0B+9.4%

Cash flow

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Operating cash flow$14.9M-16.4%
CapEx$425.0K+52.3%
Free cash flow$14.5M-17.5%

Valuation

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Market cap$581.77M+32.4%
P/E9.6×-0.5×
P/S4.3×+0.3×

Profitability

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Net margin44.6%+5.4pp
FCF margin30.3%

Returns & leverage

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Return on equity18.3%+3.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: Unity Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unity Bancorp's borrowings at fair value?
Unity Bancorp (UNTY) reported borrowings at fair value of $10.31M in Q1 2026.
How has Unity Bancorp's borrowings at fair value changed year-over-year?
Unity Bancorp's borrowings at fair value decreased by 0.0% year-over-year, from $10.31M to $10.31M.
What is the long-term trend for Unity Bancorp's borrowings at fair value?
Over 5 years (2020 to 2025), Unity Bancorp's borrowings at fair value has grown at a 0.0% compound annual growth rate (CAGR), from $10.31M to $10.31M.
What does borrowings at fair value mean?
This metric represents debt obligations that the bank has elected to measure at fair value rather than amortized cost. It reflects the bank's accounting choices regarding financial liabilities and the impact of market interest rate fluctuations on the valuation of its debt portfolio.