What is United Bancorp's deposits?

United Bancorp (UBCP) reported deposits of $666.66M in Q1 2026.

How has United Bancorp's deposits changed year-over-year?

United Bancorp's deposits increased by 6.8% year-over-year, from $624.08M to $666.66M.

What is the long-term trend for United Bancorp's deposits?

Over 5 years (2020 to 2025), United Bancorp's deposits has grown at a 2.0% compound annual growth rate (CAGR), from $579.54M to $641.37M.

What does deposits mean?

Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

United Bancorp UBCP Deposits

Deposits at other companies

Peoples Financial ServicesPFIS

$4.43B+2.5%

CNB FinancialCCNE

$7.14B+30.8%

MetroCity BanksharesMCBS

$3.63B+32.5%

Greene County BancorpGCBC

$2.77B+4.4%

USCB Financial Holdings, Inc.USCB

$2.49B+8.0%

Citizens Financial Services, Inc.CZFS

$2.44B+3.2%

Other financials

Income statement

See full

Revenue$721.0K—

Net income$1.9M+2.1%

EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%

Total debt$3.0M+2.2%

Total equity$67.5M+11.0%

Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%

CapEx$2.0M+23.3%

Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%

Enterprise value$67.52M+126%

P/E11.8×+1.6×

P/S33.2×—

Profitability

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Net margin33.1%—

FCF margin31.5%—

Returns & leverage

See full

Return on equity12.1%+0.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's deposits?: United Bancorp (UBCP) reported deposits of $666.66M in Q1 2026.
How has United Bancorp's deposits changed year-over-year?: United Bancorp's deposits increased by 6.8% year-over-year, from $624.08M to $666.66M.
What is the long-term trend for United Bancorp's deposits?: Over 5 years (2020 to 2025), United Bancorp's deposits has grown at a 2.0% compound annual growth rate (CAGR), from $579.54M to $641.37M.
What does deposits mean?: Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.