Skip to content

United Bancorp UBCP Cash and Due from Banks

Cash and Due from Banks at other companies

Hilltop Holdings logo
Hilltop HoldingsHTH
$874.19M-48.7%
AmeriServ Financial logo
AmeriServ FinancialASRV
$13.06M-33.9%
Hawthorn Bancshares logo
Hawthorn BancsharesHWBK
$13.37M-38.0%
Patriot National Bancorp logo
Patriot National BancorpPNBK
$5.19M+105%
United Bancorp logo
United BancorpUBCP
$8.19M+3.6%
Southside Bancshares logo
Southside BancsharesSBSI
$73M-29.4%

Other financials

Income statement

See full
Revenue$721.0K
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

See full
Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

See full
Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

See full
Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×

Profitability

See full
Net margin33.1%
FCF margin31.5%

Returns & leverage

See full
Return on equity12.1%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CashAndDueFromBanks.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bancorp's cash and due from banks.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Bancorp's cash and due from banks?
United Bancorp (UBCP) reported cash and due from banks of $8.19M in Q1 2026.
How has United Bancorp's cash and due from banks changed year-over-year?
United Bancorp's cash and due from banks increased by 3.6% year-over-year, from $7.91M to $8.19M.
What is the long-term trend for United Bancorp's cash and due from banks?
Over 5 years (2020 to 2025), United Bancorp's cash and due from banks has grown at a -4.2% compound annual growth rate (CAGR), from $11.64M to $9.38M.
What does cash and due from banks mean?
This represents the total amount of cash held in vault and balances maintained with other financial institutions, including the Federal Reserve. It serves as a primary liquidity buffer to meet daily operational requirements and regulatory reserve obligations. High levels indicate strong immediate liquidity but may suggest suboptimal capital deployment.