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United Bancorp UBCP Credit Loss Expense Reversal

Segments

By segment

Banking$30K-68.8%

Other financials

Income statement

Revenue$721.0K—

Net income$1.9M+2.1%

EPS (diluted)$0.33+3.1%

Balance sheet

Cash & equivalents$27.2M-25.2%

Total debt$3.0M+2.2%

Total equity$67.5M+11.0%

Total assets$858.5M+3.3%

Cash flow

Operating cash flow$266.0K-75.0%

CapEx$2.0M+23.3%

Free cash flow-$1.8M-199%

Valuation

Market cap$91.8M+21.2%

Enterprise value$67.52M+126%

P/E11.8×+1.6×

P/S33.2×—

Profitability

Net margin33.1%—

FCF margin31.5%—

Returns & leverage

Return on equity12.1%+0.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept ubcp:CreditLossExpenseReversal.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's credit loss expense reversal?: United Bancorp (UBCP) reported credit loss expense reversal of $30K in Q1 2026.