United Bancorp UBCP Banking — Credit Loss Expense Reversal

Similar metrics at other companies

TMPBanking — Financing Receivable, Credit Loss, Expense (Reversal)

$1.5M-71.6%

TSBKAllowance For Credit Loss, Expense (Reversal)

$523K+113%

COFConsumer Banking — Financing Receivable, Credit Loss, Expense (Reversal)

$519M+72.4%

COFCommercial Banking — Financing Receivable, Credit Loss, Expense (Reversal)

$138M-2.8%

TSBKAllowance For Credit Loss, Expense (Reversal)

$523K+113%

BCALReversal of provision for credit losses

-$381K+89.9%

Questions, answered.

What is United Bancorp's banking — credit loss expense reversal?

United Bancorp (UBCP) reported banking — credit loss expense reversal of $30K in Q1 2026.

How has United Bancorp's banking — credit loss expense reversal changed year-over-year?

United Bancorp's banking — credit loss expense reversal decreased by 68.8% year-over-year, from $96K to $30K.

What is the long-term trend for United Bancorp's banking — credit loss expense reversal?

Over 2 years (2023 to 2025), United Bancorp's banking — credit loss expense reversal has grown at a 21.8% compound annual growth rate (CAGR), from -$454K to $674K.

What does banking — credit loss expense reversal mean?

The net adjustment to the allowance for loan and lease losses, representing either a provision for expected future credit losses or a reversal of previously recorded provisions. This metric reflects management's assessment of credit risk and the overall quality of the loan portfolio.