Where do United Bancorp's ratios come from?

Every ratio is computed from United Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

United Bancorp UBCP Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Returns
Return on equity	11.6%-0.1pp	11.7%-2.9pp	14.5%+1.3pp	13.2%-0.3pp
Return on assets	0.9%0.0pp	0.9%-0.2pp	1.1%0.0pp	1.2%-0.2pp
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×—	——
Debt-to-assets	0×0.0×	0×0.0×	0×—	——
Valuation
Market capitalization	$91.8M+21.2%	$75.26M+6.7%	$70.51M-12.7%	$80.73M-11.2%
Enterprise value	$67.52M+126%	$58.52M+80.0%	$32.51M—	——
Price / earnings	11.8×+1.6×	10.2×+2.3×	7.9×-1.4×	9.3×-0.3×
Price / book	1.4×+0.1×	1.2×+0.1×	1.1×-0.2×	1.4×+0.1×
Free cash flow yield	-2.7%—	——	11.9%—	——
Earnings yield	8.3%-1.3pp	9.8%-2.9pp	12.7%+2.0pp	10.7%+0.3pp
Dividend yield	5.9%-1.0pp	6.8%0.0pp	6.8%+1.1pp	5.6%+1.1pp
PEG ratio	1.7×—	——	2.3×—	——

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Where do United Bancorp's ratios come from?: Every ratio is computed from United Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.