What is United Bancorp's total interest expense?

United Bancorp (UBCP) reported total interest expense of $2.1M in Q1 2026.

How has United Bancorp's total interest expense changed year-over-year?

United Bancorp's total interest expense increased by 4.2% year-over-year, from $2.02M to $2.1M.

What does total interest expense mean?

The aggregate cost incurred by the bank to fund its operations through interest-bearing deposits, short-term borrowings, and long-term debt. Monitoring this metric is essential for assessing the bank's cost of funds and its sensitivity to interest rate fluctuations.

United Bancorp UBCP Total Interest Expense

Total Interest Expense at other companies

FB FinancialFBK

$77.88M+10.9%

Capitol Federal FinancialCFFN

$36.3M+1.2%

Plumas BancorpPLBC

$3.01M+104%

Pathward Financial, Inc.CASH

$4.27M+4.6%

Bread Financial HoldingsBFH

$133M-3.6%

SLMSLM

$68.16M-7.4%

Other financials

Income statement

See full

Revenue$721.0K—

Net income$1.9M+2.1%

EPS (diluted)$0.33+3.1%

Balance sheet

See full

Cash & equivalents$27.2M-25.2%

Total debt$3.0M+2.2%

Total equity$67.5M+11.0%

Total assets$858.5M+3.3%

Cash flow

See full

Operating cash flow$266.0K-75.0%

CapEx$2.0M+23.3%

Free cash flow-$1.8M-199%

Valuation

See full

Market cap$91.8M+21.2%

Enterprise value$67.52M+126%

P/E11.8×+1.6×

P/S33.2×—

Profitability

See full

Net margin33.1%—

FCF margin31.5%—

Returns & leverage

See full

Return on equity12.1%+0.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bancorp's total interest expense.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is United Bancorp's total interest expense?: United Bancorp (UBCP) reported total interest expense of $2.1M in Q1 2026.
How has United Bancorp's total interest expense changed year-over-year?: United Bancorp's total interest expense increased by 4.2% year-over-year, from $2.02M to $2.1M.
What does total interest expense mean?: The aggregate cost incurred by the bank to fund its operations through interest-bearing deposits, short-term borrowings, and long-term debt. Monitoring this metric is essential for assessing the bank's cost of funds and its sensitivity to interest rate fluctuations.