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United Bankshares UBSI Data processing and equipment

Data processing and equipment at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$23.74M+29.1%
HOM
Home BancSharesHOMB
$9.31M+11.3%
Northwest Bancshares logo
Northwest BancsharesNWBI
$16.95M+30.6%
International Bancshares logo
International BancsharesIBOC
$5.84M+2.0%
Midland States Bancorp logo
Midland States BancorpMSBI
$7.07M+2.1%
National Bankshares logo
National BanksharesNKSH
$965K+37.7%

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Other real estate owned (“OREO”) expense516236991258
Net losses on the sales of OREO properties3716375
Equipment expense9,4358,55118,17517,133
Data processing expense7,1487,95214,14916,407
Bankcard processing expense6315881,2541,188
FDIC insurance expense4,5504,5329,0269,260
Other expense36,44537,25775,45881,696
Total other expense154,715148,020307,529301,593

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's data processing and equipment?
United Bankshares (UBSI) reported data processing and equipment of $7.15M in Q2 2026.
How has United Bankshares's data processing and equipment changed year-over-year?
United Bankshares's data processing and equipment decreased by 10.1% year-over-year, from $7.95M to $7.15M.
What is the long-term trend for United Bankshares's data processing and equipment?
Over 4 years (2021 to 2025), United Bankshares's data processing and equipment has grown at a 0.9% compound annual growth rate (CAGR), from $31.45M to $32.62M.
What does data processing and equipment mean?
This metric encompasses the operational expenses related to maintaining core banking systems, digital platforms, and data infrastructure. It reflects the bank's investment in technology to support customer service, security, and operational efficiency. Increasing costs here often signal digital transformation efforts or investments in cybersecurity.

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