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United Bankshares UBSI Total noninterest expense

Total noninterest expense at other companies

PNC Financial Services logo
PNC Financial ServicesPNC
$4.1B+21.1%
Chain Bridge Bancorp logo
Chain Bridge BancorpCBNA
$8.85M+16.9%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$167.95M+22.6%
United Community Banks logo
United Community BanksUCB
$159.92M+8.1%
HOM
Home BancSharesHOMB
$135.49M+16.8%
Truist Financial logo
Truist FinancialTFC

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Data processing expense7,1487,95214,14916,407
Bankcard processing expense6315881,2541,188
FDIC insurance expense4,5504,5329,0269,260
Other expense36,44537,25775,45881,696
Total other expense154,715148,020307,529301,593
Income before income taxes164,142152,088320,130259,021
Income taxes32,76531,36764,55353,994
Net income$131,377$120,721$255,577$205,027

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's total noninterest expense?
United Bankshares (UBSI) reported total noninterest expense of $154.72M in Q2 2026.
How has United Bankshares's total noninterest expense changed year-over-year?
United Bankshares's total noninterest expense increased by 4.5% year-over-year, from $148.02M to $154.72M.
What is the long-term trend for United Bankshares's total noninterest expense?
Over 4 years (2021 to 2025), United Bankshares's total noninterest expense has grown at a 0.8% compound annual growth rate (CAGR), from $581.98M to $600.05M.
What does total noninterest expense mean?
This metric aggregates all operating costs incurred by the bank excluding interest expense, such as personnel compensation, technology investments, occupancy costs, and administrative overhead. It is a primary measure of the bank's operational efficiency and cost management discipline. Investors use this to calculate the efficiency ratio and evaluate how effectively the bank controls its core business expenses.

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