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United Community Banks UCB Total noninterest expense

Total noninterest expense at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$1.55B+3.4%
Regions Financial logo
Regions FinancialRF
$1.12B+4.5%
BankUnited logo
BankUnitedBKU
$174.65M+6.3%
HOM
Home BancSharesHOMB
$135.49M+16.8%
Associated Banc-Corp logo
Associated Banc-CorpASB
$271.88M+29.9%
Truist Financial logo
Truist FinancialTFC

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's total noninterest expense?
United Community Banks (UCB) reported total noninterest expense of $159.92M in Q2 2026.
How has United Community Banks's total noninterest expense changed year-over-year?
United Community Banks's total noninterest expense increased by 8.1% year-over-year, from $147.92M to $159.92M.
What is the long-term trend for United Community Banks's total noninterest expense?
Over 4 years (2021 to 2025), United Community Banks's total noninterest expense has grown at a 10.5% compound annual growth rate (CAGR), from $396.64M to $591.93M.
What does total noninterest expense mean?
This represents the aggregate of all operating costs excluding interest expense, including compensation, occupancy, technology, and regulatory charges. It serves as the primary measure of the bank's overhead structure and operational scale. Investors use this metric to evaluate the bank's efficiency ratio and its ability to manage costs relative to revenue generation.

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