When did United Community Banks report Q1 2026 earnings?

United Community Banks (UCB) reported Q1 2026 earnings on April 21, 2026 before market open.

What were United Community Banks's Q1 2026 revenue and EPS?

United Community Banks reported revenue of $276.5M and eps of $0.70 for Q1 2026.

Did United Community Banks beat estimates in Q1 2026?

Revenue beat the consensus estimate of $273.9M by $2.6M. EPS missed the consensus estimate of $0.71 by $0.01.

Where can I find United Community Banks's Q1 2026 SEC filings?

You can read the 8-K earnings release (0001104659-26-045707) and the 10-Q periodic report (0000857855-26-000017) directly on SEC EDGAR. The filing index links above go to sec.gov.

United Community Banks UCB Q1 2026 earnings

Reported April 21, 2026 · Before market open

Revenue$276.5MBeat by $2.6M

EPS$0.70Miss by $0.01

Revenue estimate$273.9M

EPS estimate$0.71

Next report

Oct 21, 2026 (in 3 months)

Revenue estimate$277.2M

EPS estimate$0.75

Financials

Q1 2026

Income statement

See full

Revenue$276.5M+11.6%

Net income$84.3M+18.0%

EPS (diluted)$0.69+19.0%

Balance sheet

See full

Cash & equivalents$493.1M-22.5%

Total debt$120.5M-52.6%

Total equity$3.7B+4.4%

Total assets$28.2B+1.1%

Cash flow

See full

Operating cash flow$69.3M-29.8%

CapEx$6.9M+60.5%

Free cash flow$62.4M-33.9%

Valuation & ratios

Valuation

as of 03/31/26

See full

Market cap$3.77B+12.1%

Enterprise value$3.39B+14.0%

P/E11×-1.8×

P/S3.4×0.0×

Profitability

See full

Net margin31.2%+4.0pp

FCF margin29.7%-4.0pp

Returns & leverage

See full

Return on equity9.5%+1.8pp

Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$279.3MMiss by $854.7K

Q1 2026$276.5MBeat by $2.6M

Q4 2025$278.4MBeat by $4.8M Q3 2025$276.8MBeat by $5.9M Q2 2025$254.3MMiss by $16.8M Q4 2024$245.0MMiss by $596.0K

Diluted EPS

Q2 2026$0.71Miss by $0.10

Q1 2026$0.70Miss by $0.01

Q4 2025$0.71Miss by $0.02 Q3 2025$0.75Beat by $0.05 Q2 2025$0.66Beat by $0.04 Q4 2024$0.63Beat by $0.08

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Questions, answered.

When did United Community Banks report Q1 2026 earnings?: United Community Banks (UCB) reported Q1 2026 earnings on April 21, 2026 before market open.
What were United Community Banks's Q1 2026 revenue and EPS?: United Community Banks reported revenue of $276.5M and eps of $0.70 for Q1 2026.
Did United Community Banks beat estimates in Q1 2026?: Revenue beat the consensus estimate of $273.9M by $2.6M. EPS missed the consensus estimate of $0.71 by $0.01.
Where can I find United Community Banks's Q1 2026 SEC filings?: You can read the 8-K earnings release (0001104659-26-045707) and the 10-Q periodic report (0000857855-26-000017) directly on SEC EDGAR. The filing index links above go to sec.gov.