What is United Community Banks's current debt?

United Community Banks (UCB) reported current debt of $0 in Q1 2026.

What does current debt mean?

The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.

United Community Banks UCB Current Debt

Current Debt at other companies

Truist FinancialTFC

$27.44B—

First Citizens BancSharesFCNCA

$170M-62.2%

Regions FinancialRF

$3.2B—

UBS

United BanksharesUBSI

$166.18M-5.6%

Atlantic Union BanksharesAUB

$529.61M+829%

Associated Banc-CorpASB

$395.65M+27.1%

Other financials

Income statement

See full

Revenue$276.5M+11.6%

Net income$84.3M+18.0%

EPS (diluted)$0.69+19.0%

Balance sheet

See full

Cash & equivalents$493.1M-22.5%

Total debt$120.5M-52.6%

Total equity$3.7B+4.4%

Total assets$28.2B+1.1%

Cash flow

See full

Operating cash flow$69.3M-29.8%

CapEx$6.9M+60.5%

Free cash flow$62.4M-33.9%

Valuation

See full

Market cap$3.93B+12.1%

Enterprise value$3.56B+14.0%

P/E11.5×-1.9×

P/S3.6×0.0×

Profitability

See full

Net margin31.2%+4.0pp

FCF margin29.7%-4.0pp

Returns & leverage

See full

Return on equity9.5%+1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:ShortTermBorrowings.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's current debt?: United Community Banks (UCB) reported current debt of $0 in Q1 2026.
What does current debt mean?: The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.