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United Community Banks UCB Debt Issuance Proceeds

Debt Issuance Proceeds at other companies

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Truist FinancialTFC
$22.81B+4,032%
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First Citizens BancSharesFCNCA
$747M
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Regions FinancialRF
$0
BankUnited logo
BankUnitedBKU
$295M+269%
Associated Banc-Corp logo
Associated Banc-CorpASB
$0
Center Bancorp logo
Center BancorpCNOB
$698M+91.2%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromFederalHomeLoanBankBorrowings.

The source filing: United Community Banks’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 3:54 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000857855-26-000017
(in thousands)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Financing activities:
Net increase in deposits226,611301,392
Net decrease in short-term borrowings(85,000)(195,000)
Proceeds from FHLB advances475,000126,000
Repayment of FHLB advances(475,000)(126,000)
Repurchase of common stock(37,093)
Cash dividends on common stock(30,589)(29,057)
Cash dividends on preferred stock(1,573)

Item 1. Financial Statements

FAQ

What is United Community Banks's debt issuance proceeds?
United Community Banks (UCB) reported debt issuance proceeds of $475M in Q1 2026.
How has United Community Banks's debt issuance proceeds changed year-over-year?
United Community Banks's debt issuance proceeds increased by 277.0% year-over-year, from $126M to $475M.
What does debt issuance proceeds mean?
Cash received from issuing bonds, notes, term loans, and other debt instruments in the capital markets or from bank lending.

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