What is United Community Banks's deposits?

United Community Banks (UCB) reported deposits of $24.03B in Q1 2026.

How has United Community Banks's deposits changed year-over-year?

United Community Banks's deposits increased by 1.1% year-over-year, from $23.76B to $24.03B.

What is the long-term trend for United Community Banks's deposits?

Over 5 years (2020 to 2025), United Community Banks's deposits has grown at a 9.3% compound annual growth rate (CAGR), from $15.23B to $23.8B.

What does deposits mean?

Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.

United Community Banks UCB Deposits

Deposits at other companies

First Citizens BancSharesFCNCA

$170.84B+7.2%

Regions FinancialRF

$131.88B+0.7%

UBS

United BanksharesUBSI

$27.12B+2.9%

BankUnitedBKU

$29.36B+4.6%

International BancsharesIBOC

$12.62B+1.4%

Atlantic Union BanksharesAUB

$30.39B+48.2%

Other financials

Income statement

See full

Revenue$276.5M+11.6%

Net income$84.3M+18.0%

EPS (diluted)$0.69+19.0%

Balance sheet

See full

Cash & equivalents$493.1M-22.5%

Total debt$120.5M-52.6%

Total equity$3.7B+4.4%

Total assets$28.2B+1.1%

Cash flow

See full

Operating cash flow$69.3M-29.8%

CapEx$6.9M+60.5%

Free cash flow$62.4M-33.9%

Valuation

See full

Market cap$3.93B+12.1%

Enterprise value$3.56B+14.0%

P/E11.5×-1.9×

P/S3.6×0.0×

Profitability

See full

Net margin31.2%+4.0pp

FCF margin29.7%-4.0pp

Returns & leverage

See full

Return on equity9.5%+1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's deposits?: United Community Banks (UCB) reported deposits of $24.03B in Q1 2026.
How has United Community Banks's deposits changed year-over-year?: United Community Banks's deposits increased by 1.1% year-over-year, from $23.76B to $24.03B.
What is the long-term trend for United Community Banks's deposits?: Over 5 years (2020 to 2025), United Community Banks's deposits has grown at a 9.3% compound annual growth rate (CAGR), from $15.23B to $23.8B.
What does deposits mean?: Total customer deposits held by a bank or financial institution — the primary funding source for lending operations.