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United Community Banks UCB Derivative liabilities

Derivative liabilities at other companies

First Citizens BancShares logo
First Citizens BancSharesFCNCA
$0
BankUnited logo
BankUnitedBKU
$20.23M
Community Financial System logo
Community Financial SystemCBU
$1.06B

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral.

The source filing: United Community Banks’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 3:54 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000857855-26-000017
(in thousands)March 31, 2026 / Notional AmountMarch 31, 2026 / Fair Value / Derivative AssetMarch 31, 2026 / Fair Value / Derivative LiabilityDecember 31, 2025 / Notional AmountDecember 31, 2025 / Fair Value / Derivative AssetDecember 31, 2025 / Fair Value / Derivative Liability
Bifurcated embedded derivatives51,9357,46551,9357,055
Dealer offsets to bifurcated embedded derivatives51,9358,74651,9358,382
Total3,669,99226,89049,4753,425,66429,02552,997
Total derivatives$5,241,513$26,890$49,475$6,230,673$35,313$52,997
Total gross derivative instruments$26,890$49,475$35,313$52,997
Less: Amounts subject to master netting agreements(4,956)(4,956)(7,917)(7,917)
Less: Cash collateral received/pledged(6,275)(10,042)(8,305)(12,156)
Net amount$15,659$34,477$19,091$32,924

Item 1. Financial Statements

FAQ

What is United Community Banks's derivative liabilities?
United Community Banks (UCB) reported derivative liabilities of $34.48M in Q1 2026.
How has United Community Banks's derivative liabilities changed year-over-year?
United Community Banks's derivative liabilities decreased by 30.8% year-over-year, from $49.84M to $34.48M.
What is the long-term trend for United Community Banks's derivative liabilities?
Over 5 years (2020 to 2025), United Community Banks's derivative liabilities has grown at a 78.9% compound annual growth rate (CAGR), from $1.8M to $32.92M.
What does derivative liabilities mean?
Fair value of derivative contracts in a net loss position — amounts the firm owes to counterparties on hedging and trading derivatives.

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