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United Community Banks UCB Financing Receivables

Financing Receivables at other companies

BankUnited logo
BankUnitedBKU
$405M-98.3%
UBS
United BanksharesUBSI
$24.7B+4.0%
First United logo
First UnitedFUNC
$1.57B+4.6%
Northwest Bancshares logo
Northwest BancsharesNWBI
$13.23B+16.6%
Center Bancorp logo
Center BancorpCNOB
$11.74B+44.6%
CTB
Community Trust BancorpCTBI
$5.06B+9.0%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.28B+19.0%
Enterprise value$4.21B+32.4%
P/E11.3×-1.8×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:SalesTypeAndDirectFinancingLeasesLeaseReceivable.

The source filing: United Community Banks’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 3:54 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000857855-26-000017
(in thousands)March 31, 2026December 31, 2025
Minimum future lease payments receivable$124,962$117,209
Estimated residual value of leased equipment7,9957,659
Initial direct costs2,6192,410
Security deposits(513)(496)
Unearned income(19,706)(18,411)
Net investment in leases$115,357$108,371

Item 1. Financial Statements

FAQ

What is United Community Banks's financing receivables?
United Community Banks (UCB) reported financing receivables of $124.96M in Q1 2026.
How has United Community Banks's financing receivables changed year-over-year?
United Community Banks's financing receivables increased by 24.3% year-over-year, from $100.51M to $124.96M.
What is the long-term trend for United Community Banks's financing receivables?
Over 5 years (2020 to 2025), United Community Banks's financing receivables has grown at a -59.8% compound annual growth rate (CAGR), from $11.23B to $117.21M.

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