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United Community Banks UCB Financing Cash Flow

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Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInFinancingActivities.

The source filing: United Community Banks’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 3:54 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000857855-26-000017
(in thousands)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Cash dividends on common stock(30,589)(29,057)
Cash dividends on preferred stock(1,573)
Other, net(283)(976)
Net cash provided by financing activities73,64674,786
Net change in cash and cash equivalents97,387116,839
Cash and cash equivalents, beginning of period395,754519,873
Cash and cash equivalents, end of period$493,141$636,712
Significant non-cash investing and financing transactions:

Item 1. Financial Statements

FAQ

What is United Community Banks's financing cash flow?
United Community Banks (UCB) reported financing cash flow of $73.65M in Q1 2026.
How has United Community Banks's financing cash flow changed year-over-year?
United Community Banks's financing cash flow decreased by 1.5% year-over-year, from $74.79M to $73.65M.
What is the long-term trend for United Community Banks's financing cash flow?
Over 3 years (2021 to 2025), United Community Banks's financing cash flow has grown at a -36.9% compound annual growth rate (CAGR), from $2.16B to -$541.57M.
What does financing cash flow mean?
Total net cash provided by or used in financing activities — debt issuance/repayment, equity transactions, and dividend payments.

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