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United Community Banks UCB Investing Cash Flow

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$227.42M+376%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInInvestingActivities.

The source filing: United Community Banks’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 3:54 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000857855-26-000017
(in thousands)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Proceeds from other investments23,4056,076
Purchases of premises and equipment(6,924)(4,313)
Other, net2,8524,262
Net cash used in investing activities(45,540)(56,579)
Financing activities:
Net increase in deposits226,611301,392
Net decrease in short-term borrowings(85,000)(195,000)
Proceeds from FHLB advances475,000126,000

Item 1. Financial Statements

FAQ

What is United Community Banks's investing cash flow?
United Community Banks (UCB) reported investing cash flow of -$45.54M in Q1 2026.
How has United Community Banks's investing cash flow changed year-over-year?
United Community Banks's investing cash flow increased by 19.5% year-over-year, from -$56.58M to -$45.54M.
What is the long-term trend for United Community Banks's investing cash flow?
Over 2 years (2021 to 2024), United Community Banks's investing cash flow has grown at a -25.9% compound annual growth rate (CAGR), from -$1.81B to -$991.04M.
What does investing cash flow mean?
Total net cash provided by or used in investing activities — capex, acquisitions, investment purchases/sales, and other investing items.

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