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United Community Banks UCB Other Income (Expense)

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Segments

By product

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Service charges and fees$9.55M+0.1%
Mortgage loan gains and other related fees$8.03M+31.1%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromPaymentsForOtherFinancingActivities.

The source filing: United Community Banks’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 3:54 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000857855-26-000017
(in thousands)Three Months Ended March 31, 2026Three Months Ended March 31, 2025
Repurchase of common stock(37,093)
Cash dividends on common stock(30,589)(29,057)
Cash dividends on preferred stock(1,573)
Other, net(283)(976)
Net cash provided by financing activities73,64674,786
Net change in cash and cash equivalents97,387116,839
Cash and cash equivalents, beginning of period395,754519,873
Cash and cash equivalents, end of period$493,141$636,712

Item 1. Financial Statements

FAQ

What is United Community Banks's other income (expense)?
United Community Banks (UCB) reported other income (expense) of -$283K in Q1 2026.
What does other income (expense) mean?
Net total of all non-operating income and expenses not classified in specific line items — a catch-all for miscellaneous financial items.

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