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United Fire Group UFCS Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.31B+80.0%
Enterprise value$1.29B
P/E10×-1.0×
P/S0.9×+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: United Fire Group’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's accretion (amortization) of discounts and premiums, investments?
United Fire Group (UFCS) reported accretion (amortization) of discounts and premiums, investments of -$216K in Q1 2026.
How has United Fire Group's accretion (amortization) of discounts and premiums, investments changed year-over-year?
United Fire Group's accretion (amortization) of discounts and premiums, investments increased by 16.6% year-over-year, from -$259K to -$216K.
What is the long-term trend for United Fire Group's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), United Fire Group's accretion (amortization) of discounts and premiums, investments has grown at a -41.9% compound annual growth rate (CAGR), from -$13.6M to -$1.55M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to investment income resulting from the amortization of premiums or accretion of discounts on fixed-maturity securities held in the investment portfolio. It reconciles the difference between the purchase price of a security and its par value over the life of the instrument. This adjustment is essential for accurately reflecting the effective yield of the investment portfolio in the statement of cash flows.