United Fire Group UFCS Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 9.2%+0.6pp | 8.5%+0.3pp | 8.2%— | —— | —— | |
| Free cash flow margin | 20.1%+1.1pp | 19%-3.0pp | 22%-0.1pp | 22%-3.4pp | 25.5%-0.7pp | |
| Returns | ||||||
| Return on equity | 14.8%+1.0pp | 13.7%+0.5pp | 13.2%— | —— | —— | |
| Return on assets | 3.5%+0.3pp | 3.2%+0.2pp | 3%— | —— | —— | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Per Share | ||||||
| Book value per share | $36.42+2.0% | $35.71+4.8% | $34.08+6.4% | $32.04+2.8% | $31.16+3.3% | |
| Valuation | ||||||
| Market capitalization | $1.29B+76.8% | $927.45M+19.6% | $775.47M+6.3% | $729.17M-2.5% | $747.74M+3.7% | |
| Price / earnings | 9.9×-1.1× | 7.8×+0.9× | 7×— | —— | —— | |
| Price / sales | 0.9×+0.3× | 0.7×+0.1× | 0.6×0.0× | 0.6×0.0× | 0.6×0.0× | |
| Price / book | 1.4×+0.5× | 1×+0.1× | 0.9×0.0× | 0.9×-0.1× | 0.9×0.0× | |
| Free cash flow yield | 22.3%-22.8pp | 28.4%-10.0pp | 38.4%-1.6pp | 40%-3.9pp | 43.9%-1.7pp | |
| Earnings yield | 10.1%+1.1pp | 12.7%-1.6pp | 14.3%— | —— | —— | |
| Dividend yield | 1.3%-0.9pp | 1.8%-0.3pp | 2.1%-0.1pp | 2.2%+0.1pp | 2.2%-0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do United Fire Group's ratios come from?
- Every ratio is computed from United Fire Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
