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United Fire Group UFCS Boiler and Machinery Quota Share — Exhaustion Point

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EIGReinsurance quota share, percentage
100%0.0pp
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MTGQuota Share Reinsurance Transactions — Ceded Premiums Earned
$37.77M+26.1%
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MTGQuota Share Reinsurance Transactions — Policyholder Benefits and Claims Incurred, Ceded
$12.03M+87.0%
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MTGNew Insurance Written In 2020 through 2025 — Quota Share %
65%
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MTGNew Insurance Written In 2026 through 2030 — Quota Share %
65%
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MTGQuota Share Reinsurance Transactions — Profit commission on quota share reinsurance
$29.1M+1.4%

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsuranceMaximumInsuranceCoveragePerIncident.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's boiler and machinery quota share — exhaustion point?
United Fire Group (UFCS) reported boiler and machinery quota share — exhaustion point of $25K in Q4 2025.
How has United Fire Group's boiler and machinery quota share — exhaustion point changed year-over-year?
United Fire Group's boiler and machinery quota share — exhaustion point decreased by 0.0% year-over-year, from $25K to $25K.
What is the long-term trend for United Fire Group's boiler and machinery quota share — exhaustion point?
Over 3 years (2022 to 2025), United Fire Group's boiler and machinery quota share — exhaustion point has grown at a 0.0% compound annual growth rate (CAGR), from $100K to $100K.
What does boiler and machinery quota share — exhaustion point mean?
This metric represents the maximum dollar amount of loss or claim exposure that the insurer is responsible for under a specific reinsurance quota share agreement before the reinsurer's coverage obligation ceases. It defines the upper boundary of the insurer's retained risk within the boiler and machinery segment. Monitoring this threshold is essential for assessing the company's risk retention strategy and potential exposure to catastrophic losses.