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United Fire Group UFCS Casualty Excess of Loss — Placement

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PLMRCasualty — Percentage Of Gross Written Premiums
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RLICasualty — Premiums Percentage Assumed To Net
0.7%-0.1pp

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsurancePercentageOfCoverage.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's casualty excess of loss — placement?
United Fire Group (UFCS) reported casualty excess of loss — placement of 25% in Q4 2025.
How has United Fire Group's casualty excess of loss — placement changed year-over-year?
United Fire Group's casualty excess of loss — placement decreased by 0.0% year-over-year, from 25% to 25%.
What is the long-term trend for United Fire Group's casualty excess of loss — placement?
Over 4 years (2021 to 2025), United Fire Group's casualty excess of loss — placement has grown at a 0.0% compound annual growth rate (CAGR), from 100% to 100%.
What does casualty excess of loss — placement mean?
This represents the number of reinsurance layers or specific market placements utilized to manage risk within the casualty insurance segment. It reflects the company's strategy for diversifying its reinsurance counterparty risk and structuring its risk transfer program. A higher number of placements may indicate a more complex or fragmented approach to securing reinsurance capacity.