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United Fire Group UFCS Casualty Excess of Loss — Placement and Limit

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Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsuranceCoverageAmountPerIncident.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's casualty excess of loss — placement and limit?
United Fire Group (UFCS) reported casualty excess of loss — placement and limit of $14.25K in Q4 2025.
How has United Fire Group's casualty excess of loss — placement and limit changed year-over-year?
United Fire Group's casualty excess of loss — placement and limit decreased by 0.0% year-over-year, from $14.25K to $14.25K.
What is the long-term trend for United Fire Group's casualty excess of loss — placement and limit?
Over 4 years (2021 to 2025), United Fire Group's casualty excess of loss — placement and limit has grown at a -82.3% compound annual growth rate (CAGR), from $57.5M to $57K.
What does casualty excess of loss — placement and limit mean?
This metric quantifies the total aggregate limit of coverage secured through reinsurance agreements for the casualty segment. It indicates the maximum financial protection available to the company for losses occurring within the defined excess of loss structure. Monitoring this limit helps investors evaluate the adequacy of the company's reinsurance program in mitigating potential volatility from large-scale casualty claims.