United Fire Group UFCS Casualty Excess of Loss — Stated Retention

Similar metrics at other companies

PRCHReinsurance Property Catastrophe Treaties — Excess amount retained

$365M-11.0%

MECReinsurance Policy Retention To Limit Aggregate Expense

$4.61M+11.6%

WRBCasualty — Reserves for loss and loss adjustment expenses before 2016, net of reinsurance

$331.38M-7.4%

PRCHReinsurance Property Catastrophe Treaties — Amount retained

$35M+40.0%

ACGLCasualty — Unpaid losses and loss adjustment expenses recoverable

$861M+20.4%

RLICasualty — Ceded Premiums Earned

$49.44M+8.5%

Questions, answered.

What is United Fire Group's casualty excess of loss — stated retention?

United Fire Group (UFCS) reported casualty excess of loss — stated retention of $750 in Q4 2025.

How has United Fire Group's casualty excess of loss — stated retention changed year-over-year?

United Fire Group's casualty excess of loss — stated retention decreased by 0.0% year-over-year, from $750 to $750.

What is the long-term trend for United Fire Group's casualty excess of loss — stated retention?

Over 4 years (2021 to 2025), United Fire Group's casualty excess of loss — stated retention has grown at a -81.4% compound annual growth rate (CAGR), from $2.5M to $3K.

What does casualty excess of loss — stated retention mean?

This represents the specific dollar amount of a loss that the insurance company is responsible for paying before its excess of loss reinsurance coverage begins to apply. It serves as a primary indicator of the company's risk appetite and self-insured exposure within its casualty insurance portfolio. A stable retention level suggests consistent risk management practices regarding catastrophic loss exposure.