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United Fire Group UFCS Cyber Quota Share — Exhaustion Point

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EIGReinsurance quota share, percentage
100%0.0pp
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MTGQuota Share Reinsurance Transactions — Ceded Premiums Earned
$37.77M+26.1%
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MTGEligible New Insurance Written In 2027 — Quota Share %
40%+30.0pp
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MTGQuota Share Reinsurance Transactions — Policyholder Benefits and Claims Incurred, Ceded
$12.03M+87.0%
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MTGNew Insurance Written In 2020 through 2025 — Quota Share %
65%
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MTGQuota Share Reinsurance Transactions — Ceding commission on quota share reinsurance
$13.37M+14.0%

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsuranceMaximumInsuranceCoveragePerIncident.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's cyber quota share — exhaustion point?
United Fire Group (UFCS) reported cyber quota share — exhaustion point of $250 in Q4 2025.
How has United Fire Group's cyber quota share — exhaustion point changed year-over-year?
United Fire Group's cyber quota share — exhaustion point decreased by 0.0% year-over-year, from $250 to $250.
What is the long-term trend for United Fire Group's cyber quota share — exhaustion point?
Over 3 years (2022 to 2025), United Fire Group's cyber quota share — exhaustion point has grown at a 0.0% compound annual growth rate (CAGR), from $1K to $1K.
What does cyber quota share — exhaustion point mean?
This metric represents the specific loss threshold at which the reinsurer's obligation to indemnify the primary insurer ends under a cyber quota share agreement. It defines the upper boundary of the reinsurer's liability for covered cyber-related claims. Monitoring this point helps investors assess the maximum potential exposure and risk retention levels for the company's cyber insurance portfolio.