United Fire Group UFCS Earthquake DUA Catastrophe Excess of Loss — Exhaustion Point

Similar metrics at other companies

HLMNOccurrences in excess for purchased catastrophic coverage (up to)

$125K0.0%

CVCOCatastrophic Losses Recoverable Per Occurrence Greater Than Amount

$4M0.0%

PRCHReinsurance Property Catastrophe Treaties — Excess amount retained

$365M-11.0%

CVCOCatastrophic Losses Recoverable in Aggregate Greater Than Amount

$90M-18.2%

KKRInsurance — Total Maximum Exposure to Loss

$754.25M-3.1%

PGRUnderwriting operations — Catastrophe losses

$268M-41.6%

Questions, answered.

What is United Fire Group's earthquake DUA catastrophe excess of loss — exhaustion point?

United Fire Group (UFCS) reported earthquake DUA catastrophe excess of loss — exhaustion point of $35K in Q4 2025.

How has United Fire Group's earthquake DUA catastrophe excess of loss — exhaustion point changed year-over-year?

United Fire Group's earthquake DUA catastrophe excess of loss — exhaustion point decreased by 17.6% year-over-year, from $42.5K to $35K.

What does earthquake DUA catastrophe excess of loss — exhaustion point mean?

This defines the upper limit of the reinsurance coverage layer for earthquake catastrophe losses, beyond which the reinsurer is no longer liable for claims. It marks the point where the insurer's reinsurance protection is fully utilized and the insurer must resume bearing additional losses. Monitoring this point helps assess the total capacity of the reinsurance program to absorb extreme seismic events.