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United Fire Group UFCS Personal — Year 8

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ESN
ESNTProperty Insurance Product Line — Year 8
0%
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GLREProperty — Year 8
0.2%0.0pp
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GLREHealth — Year 8
0%
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GLREFinancial — Year 8
0.6%
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KNSLPersonal — Gross written premiums
$14.95M+22.2%
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PGRPersonal Lines Segment — Premium revenue
$17.69B+17.8%

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's personal — year 8?
United Fire Group (UFCS) reported personal — year 8 of 0.1% in Q4 2025.
How has United Fire Group's personal — year 8 changed year-over-year?
United Fire Group's personal — year 8 decreased by 0.0% year-over-year, from 0.1% to 0.1%.
What does personal — year 8 mean?
Represents the total financial performance or operational activity attributed to the personal lines insurance segment during the eighth year of the reporting period. This metric captures the scale of the personal lines business, including premium volume and associated underwriting results. It is essential for monitoring the segment's long-term trajectory and its impact on the company's consolidated financial position.