Skip to content

United Fire Group UFCS Pillar Occurrence Excess of Loss — Exhaustion Point

Similar metrics at other companies

Hillman Solutions Corp. logo
HLMNOccurrences in excess for purchased catastrophic coverage (up to)
$125K0.0%
Cavco Industries logo
CVCOCatastrophic Losses Recoverable Per Occurrence Greater Than Amount
$4M0.0%
KKR & Co. logo
KKRInsurance — Total Maximum Exposure to Loss
$754.25M-3.1%
Cal-Maine Foods logo
CALMMedical Claim Maximum Per Occurrence
$68.75K0.0%
Insperity logo
NSPWorkers' Compensation, Maximum economic burden first layer of claims per occurrence
$1M0.0%
Barrett Business Services logo
BBSICO — Reinsurance Coverage Per Occurrence
$2M0.0%

Other financials

Income statement

See full
Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

See full
Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

See full
Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

See full
Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

See full
Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

See full
Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsuranceMaximumInsuranceCoveragePerIncident.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Fire Group's pillar occurrence excess of loss — exhaustion point.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Fire Group's pillar occurrence excess of loss — exhaustion point?
United Fire Group (UFCS) reported pillar occurrence excess of loss — exhaustion point of $3.75K in Q4 2025.
How has United Fire Group's pillar occurrence excess of loss — exhaustion point changed year-over-year?
United Fire Group's pillar occurrence excess of loss — exhaustion point decreased by 0.0% year-over-year, from $3.75K to $3.75K.
What is the long-term trend for United Fire Group's pillar occurrence excess of loss — exhaustion point?
Over 3 years (2022 to 2025), United Fire Group's pillar occurrence excess of loss — exhaustion point has grown at a 0.0% compound annual growth rate (CAGR), from $15K to $15K.
What does pillar occurrence excess of loss — exhaustion point mean?
This metric defines the maximum loss amount for a single occurrence at which the reinsurance coverage is fully utilized. It marks the upper boundary of the protection provided by the reinsurance treaty for this specific layer. Investors use this to understand the extent of catastrophic loss protection and the point at which the company resumes full financial responsibility for losses exceeding this threshold.