United Fire Group UFCS Pillar Occurrence Excess of Loss — Placement

Similar metrics at other companies

ACGLThird party occurrence business — Liabilities for losses and loss adjustment expenses, net of reinsurance

445,400,000,000%+48,800,000,000pp

WRBReinsurance & Monoline Excess — Reserve for Losses and Loss Expenses

$3.62B+4.0%

WTMP&C Insurance and Reinsurance (Ark/WM Outrigger) — Concentration Risk, Percentage

100%0.0pp

HLMNOccurrences in excess for purchased catastrophic coverage (up to)

$125K0.0%

ACGLThird party occurrence business — Incurred losses and allocated loss adjustment expenses, net of reinsurance

674,900,000,000%+574,800,000,000pp

WRBReinsurance & Monoline Excess — Percentage of Amount Assumed to Net

18%-0.7pp

Questions, answered.

What is United Fire Group's pillar occurrence excess of loss — placement?

United Fire Group (UFCS) reported pillar occurrence excess of loss — placement of 12.5% in Q4 2025.

How has United Fire Group's pillar occurrence excess of loss — placement changed year-over-year?

United Fire Group's pillar occurrence excess of loss — placement increased by 19.0% year-over-year, from 10.5% to 12.5%.

What is the long-term trend for United Fire Group's pillar occurrence excess of loss — placement?

Over 3 years (2022 to 2025), United Fire Group's pillar occurrence excess of loss — placement has grown at a -9.1% compound annual growth rate (CAGR), from 66.5% to 50%.

What does pillar occurrence excess of loss — placement mean?

This represents the percentage of the total reinsurance limit that has been successfully secured or placed with reinsurers for the specific layer. It reflects the company's ability to transfer risk effectively and the availability of reinsurance capacity in the market. A lower placement percentage may indicate difficulty in securing full coverage or a strategic decision to retain more risk.