United Fire Group UFCS Pillar Occurrence Excess of Loss — Stated Retention

Similar metrics at other companies

PRCHReinsurance Property Catastrophe Treaties — Excess amount retained

$365M-11.0%

MECReinsurance Policy Retention To Limit Aggregate Expense

$4.61M+11.6%

HCAReinsurance For Professional Liability Risks Retention Level Of Amount

$8.75M0.0%

HCASelf Insured Retention Amount

$3.75M0.0%

PRCHReinsurance Property Catastrophe Treaties — Amount retained

$35M+40.0%

BHFAccident & health insurance — Reinsurance Retention Policy, Reinsured Risk, Percentage

25%0.0pp

Questions, answered.

What is United Fire Group's pillar occurrence excess of loss — stated retention?

United Fire Group (UFCS) reported pillar occurrence excess of loss — stated retention of $1.25K in Q4 2025.

How has United Fire Group's pillar occurrence excess of loss — stated retention changed year-over-year?

United Fire Group's pillar occurrence excess of loss — stated retention decreased by 0.0% year-over-year, from $1.25K to $1.25K.

What is the long-term trend for United Fire Group's pillar occurrence excess of loss — stated retention?

Over 3 years (2022 to 2025), United Fire Group's pillar occurrence excess of loss — stated retention has grown at a 0.0% compound annual growth rate (CAGR), from $5K to $5K.

What does pillar occurrence excess of loss — stated retention mean?

This represents the specific dollar amount of loss that the insurer is responsible for paying before the reinsurance coverage begins for a single occurrence. It serves as a primary indicator of the company's risk appetite and self-insured exposure within this specific reinsurance layer. A higher retention level typically reduces reinsurance premiums but increases the company's direct financial exposure to large loss events.