Skip to content

United Fire Group UFCS Professional Liability DUA Excess of Loss — Stated Retention

Similar metrics at other companies

HCA Healthcare logo
HCAReinsurance For Professional Liability Risks Retention Level Of Amount
$8.75M0.0%
Porch Group, Inc. logo
PRCHReinsurance Property Catastrophe Treaties — Excess amount retained
$365M-11.0%
W.R. Berkley logo
WRBProfessional liability — Total due from reinsurers on unpaid claims
$1.09B-5.3%
HCA Healthcare logo
HCAReinsurance For Professional Liability Risks Retention Minimum Level Of Amount
$6.25M0.0%
Mayville Engineering logo
MECReinsurance Policy Retention To Limit Aggregate Expense
$4.61M+11.6%
HCA Healthcare logo
HCASelf Insured Retention Amount
$3.75M0.0%

Other financials

Income statement

See full
Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

See full
Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

See full
Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

See full
Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

See full
Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

See full
Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsuranceStatedRetentionAmountPerIncident.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Fire Group's professional liability dua excess of loss — stated retention.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Fire Group's professional liability DUA excess of loss — stated retention?
United Fire Group (UFCS) reported professional liability DUA excess of loss — stated retention of $125 in Q4 2025.
What does professional liability DUA excess of loss — stated retention mean?
This represents the specific dollar amount of loss that the insurer retains for its own account before the excess of loss reinsurance coverage attaches for the professional liability segment. It serves as a primary indicator of the company's risk appetite and self-insurance level within this specific underwriting layer. A higher retention level typically indicates greater exposure to individual claims but potentially lower reinsurance premium costs.