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United Fire Group UFCS Property Excess of Loss — Placement and Limit

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Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%
Enterprise value$1.27B
P/E9.9×-1.1×
P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsuranceCoverageAmountPerIncident.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's property excess of loss — placement and limit?
United Fire Group (UFCS) reported property excess of loss — placement and limit of $11.75K in Q4 2025.
How has United Fire Group's property excess of loss — placement and limit changed year-over-year?
United Fire Group's property excess of loss — placement and limit increased by 113.6% year-over-year, from $5.5K to $11.75K.
What is the long-term trend for United Fire Group's property excess of loss — placement and limit?
Over 4 years (2021 to 2025), United Fire Group's property excess of loss — placement and limit has grown at a -78.6% compound annual growth rate (CAGR), from $22.5M to $47K.
What does property excess of loss — placement and limit mean?
This metric quantifies the total capacity or aggregate limit of reinsurance coverage secured for the property excess of loss segment. It indicates the maximum potential recovery the company can obtain from reinsurers in the event of a covered loss. This is a key indicator of the company's financial resilience and its ability to mitigate the impact of large-scale property claims.