What does specialty property quota share — placement mean?

This metric measures the total amount of risk or premium ceded to reinsurers under the specialty property quota share arrangement. It reflects the company's strategy for managing underwriting volatility by sharing a fixed percentage of losses and premiums with external partners. A higher placement indicates a more conservative risk retention strategy, reducing the company's net exposure to specialty property claims.

United Fire Group UFCS Specialty Property Quota Share — Placement

Similar metrics at other companies

EIGReinsurance quota share, percentage

100%0.0pp

MTGQuota Share Reinsurance Transactions — Ceded Premiums Earned

$37.77M+26.1%

MTGEligible New Insurance Written In 2027 — Quota Share %

40%+30.0pp

MTGQuota Share Reinsurance Transactions — Profit commission on quota share reinsurance

$29.1M+1.4%

MTGNew Insurance Written In 2020 through 2025 — Quota Share %

65%—

MTGQuota Share Reinsurance Transactions — Policyholder Benefits and Claims Incurred, Ceded

$12.03M+87.0%

Other financials

Income statement

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Revenue$369.4M+11.6%

Net income$30.1M+69.8%

EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%

Total debt$146.3M—

Total equity$950.6M+16.3%

Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%

CapEx$384.0K-84.6%

Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.29B+76.8%

Enterprise value$1.27B—

P/E9.9×-1.1×

P/S0.9×+0.3×

Profitability

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Net margin9.2%+4.0pp

FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp

Debt / equity0.2×—

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept ufcs:ReinsurancePercentageOfCoverage.

The official record: United Fire Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Fire Group's specialty property quota share — placement?: United Fire Group (UFCS) reported specialty property quota share — placement of 25% in Q4 2025.
What does specialty property quota share — placement mean?: This metric measures the total amount of risk or premium ceded to reinsurers under the specialty property quota share arrangement. It reflects the company's strategy for managing underwriting volatility by sharing a fixed percentage of losses and premiums with external partners. A higher placement indicates a more conservative risk retention strategy, reducing the company's net exposure to specialty property claims.