United Fire Group UFCS Surety Excess of Loss — Stated Retention

Similar metrics at other companies

PRCHReinsurance Property Catastrophe Treaties — Excess amount retained

$365M-11.0%

MECReinsurance Policy Retention To Limit Aggregate Expense

$4.61M+11.6%

ATOSelf-insured retention

$250K0.0%

HCASelf Insured Retention Amount

$3.75M0.0%

WMKOther Jurisdictions — Self Insurance Workers Compensation Retention Per Claim

$250K—

PRCHReinsurance Property Catastrophe Treaties — Amount retained

$35M+40.0%

Questions, answered.

What is United Fire Group's surety excess of loss — stated retention?

United Fire Group (UFCS) reported surety excess of loss — stated retention of $1.25K in Q4 2025.

How has United Fire Group's surety excess of loss — stated retention changed year-over-year?

United Fire Group's surety excess of loss — stated retention decreased by 0.0% year-over-year, from $1.25K to $1.25K.

What is the long-term trend for United Fire Group's surety excess of loss — stated retention?

Over 4 years (2021 to 2025), United Fire Group's surety excess of loss — stated retention has grown at a -76.0% compound annual growth rate (CAGR), from $1.5M to $5K.

What does surety excess of loss — stated retention mean?

This represents the specific dollar amount of a loss that the insurance company is responsible for paying before its excess of loss reinsurance coverage begins to apply. It serves as the primary layer of risk retention for the insurer within the surety segment. A higher retention level indicates that the company is assuming more direct financial risk for individual claims.