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U-Haul Holding UHAL Debt-to-assets

Debt-to-assets at other companies

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0.0×
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0.5×0.0×
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0.3×0.0×
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0.1×0.0×
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0.1×0.0×
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0.0×

Other financials

Income statement

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Revenue$1.3B+3.1%
Gross profit$1.4B+3.5%
Operating income$33.7M-77.7%
Net income$37.0M-45.0%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%
Total debt$8.1B+11.5%
Total equity$7.6B+1.5%
Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%
CapEx$551.7M-6.3%
Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%
Enterprise value$18.83B-13.6%
P/S-0.8×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-22.5%-5.8pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Calculated from U-Haul Holding’s reported figures.

Based on the most recent quarter.

The official record: U-Haul Holding’s 10-K, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's debt-to-assets?
U-Haul Holding (UHAL) reported debt-to-assets of 0.4× in Q1 2026.
How has U-Haul Holding's debt-to-assets changed year-over-year?
U-Haul Holding's debt-to-assets increased by 6.2% year-over-year, from 0.4× to 0.4×.
What is the long-term trend for U-Haul Holding's debt-to-assets?
Over 5 years (2020 to 2025), U-Haul Holding's debt-to-assets has grown at a 1.0% compound annual growth rate (CAGR), from 0.4× to 0.4×.
What does debt-to-assets mean?
What fraction of everything the company owns is funded by debt.
How do you interpret debt-to-assets?
A lower ratio indicates a more conservatively financed balance sheet. Rising debt-to-assets over time signals increasing financial risk.
How does debt-to-assets compare across companies?
Comparable within an industry; bounded between 0 and 1 for most non-financials, which makes cross-company reads cleaner than debt-to-equity.