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U-Haul Holding UHAL Deferred Fixed Annuity — Policyholder Account Balance Benefit Payment

Other financials

Income statement

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Revenue$1.3B+3.1%
Gross profit$1.4B+3.5%
Operating income$33.7M-77.7%
Net income$37.0M-45.0%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%
Total debt$8.1B+11.5%
Total equity$7.6B+1.5%
Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%
CapEx$551.7M-6.3%
Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%
Enterprise value$18.83B-13.6%
P/S-0.8×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-22.5%-5.8pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceBenefitPayment.

The official record: U-Haul Holding’s 10-Q, filed February 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's deferred fixed annuity — policyholder account balance benefit payment?
U-Haul Holding (UHAL) reported deferred fixed annuity — policyholder account balance benefit payment of $7.51M in Q4 2024.
How has U-Haul Holding's deferred fixed annuity — policyholder account balance benefit payment changed year-over-year?
U-Haul Holding's deferred fixed annuity — policyholder account balance benefit payment decreased by 10.4% year-over-year, from $8.38M to $7.51M.
What does deferred fixed annuity — policyholder account balance benefit payment mean?
This represents the cash outflows paid to policyholders as contractual benefits, such as periodic income payments or death benefits. It reflects the maturation of the annuity portfolio and the fulfillment of obligations.